Register - MotorClub 500

<h3>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;- STANDARD CLUB MEMBER TERMS OF PARTICIPATION -</h3>

<h3>Standard Club members&#39; registration and participation in this road safety advocacy club play an important role in achieving the organization&#39;s vision, mission, goals, and corporate values.</h3>

<h3>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Requirements and Expectations of Standard Club Membership:</h3>

<h3>1. Qualified&nbsp;motorists may join MotorClub500 for free, with no annual membership fee.</h3>

<h3>2. Can&nbsp;upgrade membership at any time from &quot;Standard&quot; to &quot;Associate&quot; status by opting for the business opportunity package.</h3>

<h3>3. Are&nbsp;not participants in the business opportunity, benefits package, or associated services; therefore, personal replicated websites and business dashboards are for reference and membership upgrading purposes only.</h3>

<h3>4. Can&nbsp;join and invite guests to the monthly business meeting, known as the Monthly Empowerment and Motorists Orientation (MEMO).</h3>

<h3>5. Are&nbsp;expected to set a positive example by promoting road safety advocacy. Any reports of misconduct&mdash;such as reckless driving, aggression, driving under the influence, risky multitasking, road rage, illegal drag racing, vandalism, or repetitive legal violations&mdash;will be addressed and may result in membership disqualification.</h3>

<h3>6. Are&nbsp;encouraged to participate in all projects and activities for which they are eligible.</h3>

<h3>7. Are&nbsp;entitled to receive any benefits or privileges that management chooses to grant.</h3>

<h3>8. Are&nbsp;classified as Road Safety Advocates (RSA) or Club Members, rather than Associates, as the latter term is reserved for members participating in the business opportunity plan.</h3>

<h3>9. Club&nbsp;members&#39; personal information is secured upon registration through the online site.</h3>

<h3>10. Standard&nbsp;Club members may also receive free MC500 decals and stickers.</h3>

&nbsp;

<h3>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Terms, Conditions, Privacy Policy, and Disclaimer:</h3>

<h3>Standard Club members are subject to all applicable terms, conditions, privacy policies, and disclaimers found on the MotorClub500.com website. Additionally, members may receive notifications and updates regarding their membership status.</h3>

<h2>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; MotorClub 500&trade; (MC500)</h2>

&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; MASTER TERMS AND CONDITIONS

&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;Effective Date: September 15, 2026

&nbsp;

GENERAL GOVERNANCE &amp; CATEGORY ADDENDUM

Welcome to MotorClub 500 community. This Master Agreement governs participation, emergency roadside services, extra services, club membership, and referral program opportunities across our entire network.

Universal Applicability of Section 1:

All participating organizations, pioneer members, and individual affiliates&mdash;regardless of membership category&mdash;are bound by the foundational policies set forth under Section 1 (Standard Paid Membership Terms &amp; Conditions). All members must review Section 1 for mandatory guidelines regarding ethical marketing, proper service presentation, code of conduct, payout protocols, and general account administration.

CATEGORY-SPECIFIC APPLICABILITY CLAUSES

SECTION 1: Standard Paid Membership Terms &amp; Conditions 
(Regular Registrants &mdash; Active Coverage States)

<ul>
	<li>Applicability: Applies to driver-residents of designated active coverage states who pay the standard $249 annual subscription fee upon registration.</li>
	<li>Entitlements: Members receive immediate, 24/7 access to all emergency roadside assistance and vehicle protection benefits, along with full, immediate eligibility in the MotorClub 500 referral and residual compensation program. Section 1 serves as the master legal baseline for all participants.</li>
</ul>

SECTION 2: Waived-Fee Host &amp; Member Terms &amp; Conditions Addendum 
(First-Year Waived Subscription with 5-Referral Qualification &mdash; Active Coverage States)

<ul>
	<li>Applicability &amp; Governance: Applies to qualified host organizations, participating members, and management-invited pioneer members residing in active coverage states receiving a 100% first-year fee waiver. Governed entirely by Section 1 master terms, modified strictly by the 1st-year fee waiver and 5-referral roadside service unlock milestone detailed in the Section 2 Addendum located directly below Section 1.</li>
</ul>

SECTION 3: Non-Participating State Referral Partner Terms &amp; Conditions 
(Permanent $0 Fee / Pure Fundraising &amp; Referral Participants &mdash; Non-Coverage States)

<ul>
	<li>Applicability &amp; Governance: Applies to host organizations and individual participants operating outside active service coverage states. Participants operate strictly as referral and fundraising partners and must cross-reference Section 1 for all general ethics, marketing, payout rules, and all other related provisions of the Master Terms and Conditions.&quot;</li>
</ul>

Note: For the complete, legally binding terms governing non-participating state referral partners, please refer to the detailed Section 3 Terms &amp; Conditions located directly following Section 1.

(The Participating Active Coverage States Schedule for service boundaries and the detailed text of Section 1: Standard Paid Membership Terms &amp; Conditions follow below.)

MEMBERSHIP ELIGIBILITY AND PARTICIPATING STATES

MotorClub 500 is currently offered exclusively to eligible residents of the following twelve (12) states: Arizona, Colorado, Iowa, Kentucky, Louisiana, New Hampshire, Ohio, Pennsylvania, Rhode Island, South Dakota, Virginia, and West Virginia.

&nbsp;

SECTION 1. This MASTER TERMS AND CONDITIONS (&ldquo;Terms&rdquo;) govern participation in MotorClub 500, also referred to as MC500, a division of GeoCapital-1, through its eCommerce Venture department (&ldquo;MC500&rdquo; or the &ldquo;Company&rdquo;).

These Terms apply to registrants, subscribers, Club members, associates, affiliates, independent representatives, and other enrolled participants, except where a separate set of terms expressly applies to Standard Club Members.

These Terms govern the membership services, member benefits, road-safety advocacy activities, software services, and optional sales and referral activities described on the MC500 website, including the Services + Opportunity page.

By registering for, purchasing, renewing, or participating in MC500, the participant acknowledges that he or she has read and agrees to these Terms, subject to all applicable federal, state, and local laws.

I. DEFINITIONS AND TITLES

For purposes of these Terms, the terms registrant, subscriber, Club member, associate, independent representative, club associate, club advocate, Road Safety Advocate (&ldquo;RSA&rdquo;), affiliate, and similar titles may be used to identify participants according to the activity in which they voluntarily participate.

Such titles do not by themselves create an employer-employee relationship, partnership, joint venture, franchise, agency relationship, or ownership interest in MC500 or GeoCapital-1.

Individuals who participate in the optional sales and referral component are intended to operate as independent contractors to the extent permitted by applicable law. The actual legal classification of any individual shall be determined under applicable federal and state law and shall not be established solely by the terminology used in these Terms.

Standard Club Members are subject to separate terms and participation guidelines applicable to non-sales membership participation.

II. MEMBERSHIP ACKNOWLEDGEMENT AND VOLUNTARY PARTICIPATION

By joining MC500, a registrant voluntarily agrees:

A. To subscribe to the membership services and benefits offered by MC500;

B. To participate as a member of a community promoting responsible driving and road-safety awareness;

C. To receive the membership services, benefits, privileges, educational resources, and other services expressly described in these Terms;

D. To comply with these Terms, applicable laws, program requirements, and reasonable rules established for the administration of MC500;

E. To participate voluntarily in Road Safety Advocacy activities, where applicable; and

F. To understand that participation in any sales, referral, or income-opportunity component is voluntary and separate from the member&#39;s use of the ordinary membership services.

Participation in MC500 does not authorize a member to represent himself or herself as an employee, officer, owner, attorney, insurance agent, insurance company, towing company, automobile repair facility, or authorized representative of MC500 except where expressly authorized in writing.

III. MEMBERSHIP, SUBSCRIPTION, AND ELIGIBILITY

The standard MC500 membership and subscription fee is USD $249 per membership year, unless another price is expressly displayed and agreed to at the time of enrollment.

Membership is generally available to individuals who are at least 18 years of age, subject to applicable law and MC500&#39;s eligibility requirements.

MC500 reserves the right, to the extent permitted by law, to approve, decline, suspend, or terminate a membership or participation where there is a legitimate business, security, fraud-prevention, compliance, or operational reason.

Membership does not constitute ownership of MC500, GeoCapital-1, or any affiliated business.

The membership fee provides access to the services and benefits expressly identified in these Terms and does not constitute an investment in MC500 or GeoCapital-1.

IV. ROAD SAFETY ADVOCACY PROGRAMS

MC500 may use a portion of its membership and business revenue to support legitimate road-safety education, awareness, advocacy, community programs, educational activities, and related initiatives.

Members may voluntarily participate in road-safety forums, educational meetings, community activities, online discussions, or other initiatives established by MC500.

Participation in road-safety advocacy does not authorize a member to enforce traffic laws, act as a law-enforcement officer, interfere with motorists, or represent MC500 as a governmental agency.

Members must comply with all applicable traffic laws, safety requirements, and reasonable instructions relating to road-safety activities.

V. SERVICES AND MEMBERSHIP BENEFITS

Subject to membership status, applicable limitations, eligibility requirements, documentation, and these Terms, MC500 currently provides or may provide the following services and membership benefits.

Benefits are subject to their stated limits and are not automatically cumulative unless expressly stated otherwise.

A. ROAD SAFETY CLUB MEMBERSHIP

Members may participate voluntarily in periodic road-safety and educational forums, including the Monthly Empowerment and Motorists Orientation (&ldquo;MEMO&rdquo;), whether conducted online or in person.

Members may also be permitted to facilitate or assist with an approved road-safety forum or educational activity, subject to MC500 guidelines.

B. DRIVER SAFETY COURSE REIMBURSEMENT

A qualifying member may receive reimbursement of up to $30 once per membership year toward an eligible classroom or online driver-safety/refresher course.

The member must pay the service provider directly and submit the required receipt or certificate of completion through the designated MC500 submission process.

Reimbursement is subject to eligibility, verification, and applicable limits.

C. ROADSIDE ASSISTANCE SERVICES

MC500 provides members with access to qualifying roadside-assistance benefits through independent third-party service providers.

MC500 does not itself operate tow trucks, repair vehicles, provide locksmith services, sell batteries, or directly perform roadside services unless expressly stated otherwise in writing.

A member who requires roadside assistance is responsible for contacting an appropriate independent service provider and, unless otherwise expressly stated, paying the provider directly.

Subject to the applicable annual benefit limit, a qualifying member may submit an eligible paid receipt for reimbursement.

The standard aggregate roadside-assistance reimbursement limit is up to $150 per membership year, subject to the specific limitations of the individual services below.

Eligible roadside services may include:

1. Towing: Towing of an eligible four-wheel vehicle or motorcycle, subject to the capability of the responding towing provider and applicable service limitations. Fuel delivery upon request.

2. Tire Assistance: Tire changing and inflation assistance.

3. Emergency Battery Service: Battery jump-start assistance and, where applicable, transportation to an appropriate battery or automotive service provider.

4. Minor Mechanical Roadside Assistance: Minor adjustments or troubleshooting performed by an independent roadside provider when such assistance can reasonably be completed without specialized replacement parts or extensive repair.

5. Vehicle Lockout Assistance: Assistance in gaining access to an eligible locked vehicle, subject to a reimbursement limit of up to $70 once per membership year, unless otherwise stated in the applicable benefit schedule.

The aggregate $150 roadside-assistance limit does not automatically increase because multiple roadside services are requested.

D. BATTERY REPLACEMENT ASSISTANCE

A qualifying member shall receive reimbursement of up to $200 once per membership year toward an eligible replacement vehicle battery.

The member is required to obtain a &quot;battery test&quot; performed by a qualified technician and take clear photos of the battery test results. A dead or discharged battery alone does not establish eligibility. The member must also take a clear photo of the purchase receipt for the replacement battery and submit all required photos by email to <a href="mailto:mc5photofile@gmail.com">mc5photofile@gmail.com</a> for review and processing.

The member must purchase the battery and/or related eligible replacement service from an independent provider and pay the provider directly. The benefit is subject to eligibility, verification, vehicle requirements, applicable exclusions, and the $200 maximum annual benefit.

MC500 does not guarantee that the $200 benefit will cover the entire cost of a replacement battery, labor, installation, programming, or other associated charges.

E. VEHICLE GLASS / WINDSHIELD ASSISTANCE

A qualifying member may receive reimbursement of up to $300 once per membership year toward an eligible windshield repair or replacement expense, subject to program requirements. The member must obtain the service from an independent qualified provider and pay the provider directly.

A member requesting reimbursement is required to provide:

<ul>
	<li>an official paid receipt;</li>
	<li>a clear photograph of the vehicle&#39;s windshield in its pre-damage condition during the registration that was submitted to <a href="mailto:mc5photofile@gmail.com">mc5photofile@gmail.com</a>. The photo must clearly show the entire front of the vehicle and license plate;</li>
	<li>photographs of the damaged windshield;</li>
	<li>photographs showing the completed repair or replacement; and</li>
	<li>any other documentation reasonably required to verify the request.</li>
</ul>

This benefit is a membership assistance benefit and does not constitute automobile insurance, comprehensive coverage, collision coverage, or payment of an insurance claim. Eligibility may depend on the nature and extent of the windshield condition and the applicable benefit requirements.

F. MEMBER REPLICATED WEBSITE AND SOFTWARE SERVICES

Where included with the applicable membership package, MC500 may provide a personalized or replicated website, back-office software, administrative support, maintenance, sales-tracking tools, and related technology services.

G. EDUCATIONAL OUTREACH

MC500 may provide members with periodic road-safety videos, educational materials, advocacy resources, and related information through the member dashboard or other approved communication channels.

H. LOST VEHICLE KEY ASSISTANCE

A qualifying member may receive reimbursement of up to $200 once per membership year toward an eligible replacement vehicle key, key fob, locksmith service, programming expense, or other qualifying key-replacement expense, subject to applicable program requirements.

The member must pay the independent locksmith, dealer, automotive provider, or other qualified provider directly.

A reimbursement request may require:

<ul>
	<li>an official paid receipt/proof of payment;</li>
	<li>reasonable evidence that the key was lost or otherwise qualifies under the program;</li>
	<li>an affidavit or other documentation reasonably required for verification.</li>
</ul>

MC500 does not guarantee that the $200 benefit will cover the entire cost of a modern smart key, key fob, programming, dealership service, or other related expense.

I. FUTURE MEMBER SERVICES

MC500 may introduce additional services, benefits, privileges, educational programs, or member-support initiatives. Any new benefit will be subject to its own eligibility requirements, limitations, availability, and applicable law. A material change to the membership package or membership price will be communicated in accordance with applicable law and the Company&#39;s published policies.

VI. THIRD-PARTY SERVICE PROVIDERS AND MEMBER REIMBURSEMENT

MC500&#39;s roadside and vehicle-assistance benefits are designed to provide members with access to or reimbursement for qualifying services obtained from independent third-party providers.

Unless expressly stated otherwise:

1. The member is responsible for contacting the service provider;

2. The member is responsible for requesting and receiving the service;

3. The member is responsible for paying the provider directly;

4. The member must obtain and retain an official receipt or other acceptable proof of payment;

5. The member must submit the required documentation to MC500;

6. MC500 will determine whether the expense qualifies under the applicable membership benefit; and

7. Reimbursement, if approved, will not exceed the applicable benefit limit.

MC500 does not control the price, quality, availability, response time, workmanship, safety, licensing, or conduct of an independent third-party service provider.

Members should independently evaluate and select service providers and remain responsible for complying with any applicable provider requirements.

MC500 is not responsible for the acts or omissions of independent third-party providers except to the extent otherwise required by applicable law.

VII. SALES AND MARKETING ACTIVITIES

Participation in the optional sales and referral component of MC500 is voluntary.

A member may choose to participate in the marketing or referral of MC500 memberships and services in accordance with the Company&#39;s published compensation plan and applicable rules.

A member&#39;s decision not to participate in sales or referral activities does not by itself eliminate the ordinary membership services and benefits for which the member is otherwise eligible.

No member is authorized to make representations concerning MC500 that are inconsistent with the Company&#39;s official materials, these Terms, or applicable law.

VIII. MEMBERSHIP SALES AND SUBSCRIPTION TRANSACTIONS

When MC500 is presented to a prospective member, the transaction may involve:

A. Enrollment in the MC500 membership program;

B. Subscription to applicable membership services, software, educational resources, and benefits;

C. Optional participation in the sales and referral component.

Completed qualifying membership sales may be credited within MC500&#39;s compensation system as Residual Sales Volume Credit (&ldquo;RSVC&rdquo;) or under another designation specified in the current compensation plan.

RSVC is an internal compensation-system designation and does not represent ownership, equity, investment securities, or a guaranteed income stream.

IX. SALES INCENTIVES AND COMMISSIONS

Eligible independent representatives shall receive commissions or sales incentives according to the compensation plan in effect at the time the qualifying transaction is completed.

The applicable compensation plan, eligibility requirements, sales-volume rules, chargeback rules, and payment procedures may be published through the member dashboard, its website, or official MC500 materials.

Commission eligibility is dependent upon actual qualifying sales and compliance with the applicable compensation plan. No commission or income level is guaranteed.

X. PAYOUT SCHEDULE

MC500 generally processes eligible commissions and incentives according to its published periodic or monthly payout schedule. Payments may be made through ACH, electronic transfer, electronic check, or another payment method designated by MC500.

Payment timing may be affected by banking procedures, verification, holidays, weekends, transaction disputes, refunds, chargebacks, fraud reviews, technical issues, or other legitimate processing circumstances.

A participant must maintain the eligibility and active status required under the applicable compensation plan to receive commissions that require continuing active status.

XI. PAYMENT BENEFICIARIES AND UNCLAIMED FUNDS

MC500 does not automatically determine a participant&#39;s heirs or beneficiaries. Participants who wish to designate a beneficiary for payments or other rights should maintain appropriate estate-planning documents and provide MC500 with documentation when permitted by law. Upon a participant&#39;s death or incapacity, MC500 may require legally sufficient documentation before releasing any funds.

Any unclaimed property held by MC500 will be handled in accordance with applicable state unclaimed-property laws.

XII. TAX RESPONSIBILITIES

Each participant is responsible for complying with applicable federal, state, and local tax obligations arising from commissions, incentives, reimbursements, or other taxable payments.

MC500 may request taxpayer identification information and other documentation required for payment processing and tax reporting, and may issue applicable tax forms and make required reports when legally required.

Tax reporting thresholds and requirements may change from time to time. Participants should consult their own qualified tax professional concerning their individual circumstances.

XIII. BUSINESS PRESENTATION AND REPRESENTATION

Members and independent representatives must accurately represent MC500, its services, membership benefits, compensation plan, and business activities.

All presentations, meetings, social-media communications, advertisements, videos, flyers, websites, and other promotional materials must be truthful, accurate, and consistent with official MC500 information.

No participant may make unauthorized representations concerning:

<ul>
	<li>guaranteed income;</li>
	<li>guaranteed financial results;</li>
	<li>guaranteed savings;</li>
	<li>insurance coverage;</li>
	<li>legal rights;</li>
	<li>government approval;</li>
	<li>investment returns;</li>
	<li>medical or safety guarantees; or</li>
	<li>any other material characteristic of MC500.</li>
</ul>

XIV. ADVERTISING AND PROMOTIONAL MATERIALS

Participants may use only approved or compliant MC500 names, logos, trademarks, slogans, website information, and promotional materials. Marketing materials must not contain exaggerated, misleading, deceptive, or unsupported statements. This includes claims suggesting that participants can become wealthy, replace employment income, obtain guaranteed earnings, or achieve a particular lifestyle or financial result unless such representations are legally permitted and properly substantiated.

Self-created materials must accurately identify the participant and must not create the impression that the participant is MC500 itself, an employee of MC500, an insurance company, a government agency, or another regulated professional or entity.

All advertising must comply with applicable federal, state, and local advertising laws.

XV. MISREPRESENTATION AND DECEPTIVE CONDUCT

Misrepresentation, deceptive conduct, false statements, fabricated testimonials, unsupported earnings claims, unauthorized insurance-related representations, and exaggerated claims regarding MC500&#39;s services or business opportunity are prohibited.

A participant who violates this provision may be subject to suspension, termination, loss of participation privileges, cancellation of unauthorized marketing materials, or other action permitted by applicable law and the participant&#39;s agreement with MC500.

MC500 may cooperate with governmental authorities where legally required.

XVI. REPLICATED MEMBER WEBSITE

Where included in the applicable membership package, a replicated member website shall be provided for the purpose of presenting approved MC500 information, membership services, advocacy information, and authorized business materials.

The replicated website remains subject to MC500&#39;s technology, branding, content, and administrative policies. Participants shall not modify official claims, benefit descriptions, compensation representations, legal notices, or other regulated or controlled content.

MC500 may suspend or modify a replicated website when necessary for security, maintenance, compliance, branding, or operational reasons.

XVII. LOST PAYMENTS, COMMISSIONS, AND PAYMENT DISPUTES

Participants should promptly report missing, incorrect, or disputed commission payments to MC500 using the Company&#39;s designated member support channel. MC500 may require reasonable documentation to verify a payment issue.

Where a payment was issued by paper check, and the check is reported lost, MC500 may require an affidavit or other reasonable documentation before issuing a replacement, subject to applicable law and internal procedures.

Payment records maintained by MC500 may be used to investigate and resolve payment disputes.

XVIII. ROAD-SAFETY ADVOCACY AND MEMBER CONDUCT

Members are encouraged to support safe, lawful, and responsible driving. MC500 does not authorize members to act as law-enforcement officers or to confront, stop, threaten, pursue, or interfere with other motorists. Members participating in MC500 activities must not engage in dangerous, threatening, discriminatory, abusive, fraudulent, or unlawful conduct.

MC500 may suspend or terminate participation for conduct that materially violates these Terms, applicable law, or legitimate safety requirements, subject to applicable law.

XIX. LIMITATION OF LIABILITY AND PARTICIPANT RESPONSIBILITIES

To the maximum extent permitted by applicable law, participants are responsible for their own conduct, decisions, representations, and activities undertaken in connection with MC500.

MC500 is not responsible for losses arising from circumstances beyond its reasonable control, including interruptions of third-party software, telecommunications services, payment systems, internet services, banking systems, or independent service providers, except to the extent liability cannot lawfully be excluded.

Nothing in these Terms is intended to waive or limit liability that cannot legally be waived or limited under applicable law.

Any indemnification obligation imposed upon a participant shall apply only to the extent permitted by applicable law and shall relate to the participant&#39;s own unlawful, unauthorized, fraudulent, or wrongful conduct.

XX. INTELLECTUAL PROPERTY

MC500 and/or GeoCapital-1 retain all rights in their applicable trademarks, logos, names, slogans, website content, software, graphics, materials, business systems, and other intellectual property, subject to the rights of third parties. Unauthorized copying, reproduction, modification, distribution, sale, licensing, or commercial use of MC500 intellectual property is prohibited unless expressly authorized in writing.

Third-party software and technology remain subject to the applicable rights and licenses of their respective owners.

XXI. CANCELLATION, RENEWAL, AND REFUND POLICY

Membership is offered for the membership period stated at the time of purchase. Unless otherwise expressly stated, renewal is not intended to create a perpetual obligation, and any renewal will be subject to the applicable renewal terms presented to the member.

Cancellation and refund requests will be handled according to MC500&#39;s then-current cancellation and refund policy and all applicable federal and state laws. Nothing in these Terms is intended to eliminate a consumer&#39;s cancellation, refund, chargeback, or other right that cannot lawfully be waived. Where a specific cancellation period or refund right is required by applicable law, that right will apply notwithstanding any contrary provision of these Terms.

Questions or requests concerning cancellation or refunds may be directed to: <a href="mailto:mc500team@gmail.com">mc500team@gmail.com</a>, Cc: <a href="mailto:admin@motorclub500.com">admin@motorclub500.com</a>.

XXII. OPTIONAL INCOME OPPORTUNITY DISCLAIMER

Participation in the optional sales and referral component is a business activity and is not an investment or a guarantee of income. No participant is promised or guaranteed a specific amount of income, profit, sales, commissions, or financial results. Participants must not represent that joining MC500 will make a person wealthy, replace employment income, provide passive income automatically, or produce a particular financial result.

Any income depends on numerous factors, including actual qualifying sales, customer demand, participant effort, expenses, compliance with the compensation plan, market conditions, and other circumstances. Prospective participants should evaluate the business opportunity independently and should consider the costs and time associated with participation.

MC500&#39;s compensation system is based on qualifying sales and applicable compensation-plan requirements. Participants must not make unsupported claims concerning potential earnings.

XXIII. BUSINESS PARTNERSHIPS, CONTRACTING, NETWORKING, AND JOINT VENTURES

A participant may not represent that he or she has authority to create a partnership, joint venture, contract, financial obligation, employment relationship, franchise, agency relationship, or other binding obligation on behalf of MC500 or GeoCapital-1 unless expressly authorized in writing.

Proposed formal business relationships involving the MC500 name, intellectual property, compensation system, or corporate commitments should be submitted to MC500 management for review and approval where appropriate.

XXIV. IDEAS, SUGGESTIONS, AND CONTRIBUTIONS

Participants may voluntarily submit ideas, suggestions, recommendations, or other contributions concerning the improvement of MC500.

Unless otherwise agreed in writing before submission, a participant grants MC500 permission to use non-confidential suggestions submitted for business improvement without additional compensation or obligation. MC500 may, at its discretion, recognize a contribution or provide an incentive when appropriate.

Nothing in this provision transfers ownership of independently developed intellectual property that is legally owned by the participant unless a separate written agreement provides otherwise.

XXV. CHANGES TO TERMS, SERVICES, AND WEBSITE CONTENT

MC500 may modify these Terms, services, benefits, eligibility requirements, website content, software features, and operational procedures when reasonably necessary for business, technical, legal, regulatory, or operational purposes.

Material changes will be communicated or posted in a manner reasonably designed to provide notice, subject to applicable law. Changes will not retroactively eliminate rights that cannot lawfully be eliminated.

Members are responsible for periodically reviewing the current Terms and applicable benefit schedules.

XXVI. SEVERABILITY, GOVERNING LAW, AND COMPLIANCE WITH APPLICABLE LAW

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or limited to the minimum extent necessary, and the remaining provisions shall remain effective to the extent permitted by law. These Terms are intended to operate subject to all applicable federal, state, and local laws.

Where a particular state imposes additional licensing, registration, disclosure, service-contract, motor-club, consumer-protection, insurance, tax, or other requirements, MC500&#39;s services and participation in that state shall be subject to those requirements.

Nothing in these Terms is intended to authorize MC500 or any participant to conduct regulated activities without obtaining any license, certificate, registration, approval, or authorization required by applicable law.

Any dispute concerning these Terms shall be handled in accordance with applicable law and any valid dispute-resolution provision separately provided by MC500.

XXVII. ACKNOWLEDGEMENT AND ACCEPTANCE

By completing registration, purchasing or renewing a membership, accessing member services, or voluntarily participating in the MC500 program, the participant acknowledges that he or she has had an opportunity to review these Terms and agrees to comply with them.

The participant further acknowledges that:

1. MC500 membership is not automobile insurance;

2. MC500 does not replace the participant&#39;s automobile insurance;

3. Roadside and vehicle-assistance benefits are subject to eligibility requirements, limits, documentation, and program rules;

4. Independent third-party providers may perform roadside, automotive, locksmith, battery, glass, or other services;

5. The member may be required to pay the provider directly before requesting reimbursement;

6. Reimbursement is limited to the applicable benefit amount and qualifying expense;

7. Participation in the sales and referral component is voluntary;

8. No specific income or financial result is guaranteed; and

9. All participation remains subject to applicable federal, state, and local law.

XXVIII. EXCLUSION AND LIMITATION OF SERVICES AND BENEFITS

Only services and benefits expressly described in the current MC500 membership materials, benefit schedules, and these Terms are included in the membership. A service, expense, repair, replacement, or other benefit not expressly identified is not automatically included.

MC500 may establish reasonable eligibility requirements, documentation requirements, exclusions, service limits, annual limits, geographic limitations, provider requirements, and procedures for each benefit. Where applicable law requires a different treatment of a particular benefit or service, the applicable law shall control.

No provision of these Terms shall be interpreted as creating insurance coverage, an indemnity obligation, or a guaranteed payment for a loss merely because a member has incurred an expense.

For questions concerning eligibility, benefit claims, membership services, or documentation requirements, members should contact MC500 through the official support channels provided on the MC500 website.

&nbsp;

SECTION 2: ACTIVE COVERAGE STATES WAIVED-FEE HOST &amp; PIONEER MEMBER ADDENDUM 
(First-Year Waived Subscription with 5-Referral Service Qualification)

<ol>
	<li>Eligibility &amp; Scope: 
	This Addendum applies to qualified host organization members and pioneer members/associates directly invited by MotorClub 500 management operating within Active Coverage States.</li>
	<li>Incorporation of Section 1 Master Terms: 
	All terms, conditions, code of ethics, marketing rules, payout protocols, and operational guidelines set forth in Section 1 (Master Terms &amp; Conditions) apply fully to members registered under Section 2.</li>
	<li>Specific Modifications &amp; Privileged Status: 
	First-Year Fee Waiver: The standard $249 annual subscription fee is 100% waived for the first year upon account activation.</li>
	<li>Immediate Earning &amp; Service
	<ul>
		<li>Qualification: 
		Section 2 participants receive immediate access to earn direct referral commissions right away. Access to 24/7 emergency roadside assistance and vehicle protection benefits fully activates upon achieving five (5) paid customer referrals (Advocate Director position).</li>
		<li>Renewal &amp; Inactivity: Following the complimentary first year, annual renewal requires the standard $249 membership fee. Accounts not renewed will be deactivated and removed from the system in accordance with standard company data and privacy retention protocols.</li>
	</ul>
	</li>
	<li>Participating State Reference Schedule
	<ul>
		<li>Active Coverage States: Subscription coverage and vehicle services are currently limited exclusively to eligible driver-residents of: Arizona, Colorado, Iowa, Kentucky, Louisiana, New Hampshire, Ohio, Pennsylvania, Rhode Island, South Dakota, Virginia, and West Virginia.</li>
		<li>Non-Participating States: All other U.S. states and territories operate under the terms of this Non-Participating State Referral Agreement until official service launch in their respective jurisdiction.</li>
	</ul>
	</li>
</ol>

&nbsp;

SECTION 3: TERMS AND CONDITIONS FOR NON-PARTICIPATING STATE FUNDRAISING &amp; REFERRAL PARTICIPANTS 
(Permanent $0 Fee / Pure Fundraising &amp; Referral Participants &mdash; Non-Coverage States)

Target Group: Non-Profit Organizations, Host Entities, and Participating Members Residing Outside Active Service Coverage States (&quot;Referral Partners&quot;, &quot;Participants&quot;, &quot;You&quot;)

1. Scope of Agreement &amp; Cross-Reference to Section 1

This Agreement governs your participation as a fundraising host organization or individual referral participant in the MotorClub 500 Referral Network while operating in a Non-Participating State. Participation is strictly limited to referral-based fundraising activities. All participants under Section 3 must cross-reference and adhere to Section 1 for all general terms, ethics, payout protocols, and conduct standards not explicitly modified below.

2. Service Exclusion &amp; Limitations (No Roadside Assistance)

<ul>
	<li>No Vehicle Services: Residents and organizations located within Non-Participating States are not eligible for, entitled to, or provided with emergency roadside assistance, towing, dispatch, or any vehicle-related services offered by MotorClub 500.</li>
	<li>Service Boundary Restriction: MotorClub 500 subscription services and vehicle protection benefits are exclusively sold to and fulfilled for driver-residents physically located within designated active coverage states (&quot;Active Service Coverage States&quot;).</li>
	<li>Acknowledgment: By registering under this Agreement, You explicitly acknowledge and agree that your account functions solely as an income-generating affiliate account and does not include driver emergency coverage while residing in a Non-Participating State.</li>
</ul>

3. Fee Waiver Status (While Operating in a Non-Participating State)

<ul>
	<li>$0 Annual Subscription Fee: Because roadside assistance and vehicle services are not provided to residents of Non-Participating States, all annual subscription fees, setup fees, and maintenance charges for host organizations and their participating members in Non-Participating States are waived&mdash;year after year&mdash;for as long as their state of residence remains outside active coverage zones.</li>
	<li>No Out-of-Pocket Expense: You are not required to pay any annual membership dues or fees to maintain your active referral status, replicated website, tracking dashboard, or commission eligibility during the non-coverage period.</li>
</ul>

4. Referral Program &amp; Commission

<ul>
	<li>Eligibility For Immediate Earning Qualification: Participants under this Agreement are fully authorized to initiate referral activities immediately upon account registration. There are no mandatory referral threshold qualifications (e.g., no 5-referral requirement) required to unlock commission eligibility.</li>
	<li>Eligible Prospects: Commissions and organizational override payouts are generated exclusively when You or your down-line network successfully refer driver-residents physically located inside active MotorClub 500 service coverage states.</li>
	<li>Compensation Plan Governance: All referral commissions, residual overrides, and multi-tier network payouts are calculated and distributed according to the official MotorClub 500 Multi-Tier Compensation Plan as outlined in your back-office dashboard.</li>
</ul>

5. State Entry Transition Requirement &amp; Mandatory Membership Upgrade

<ul>
	<li>Expansion Notice: If MotorClub 500 officially expands its emergency roadside assistance and vehicle service coverage into your state of residence, You will receive written notification of the state activation date.</li>
	<li>Mandatory Upgrade Requirement: Upon official entry of service coverage into your state, You and your participating members must upgrade your account status to a Regular Paid Membership by paying the standard $249 annual subscription fee.</li>
	<li>Continuity of Commission &amp; Residual Payouts: Payment of the $249 annual subscription fee upon state service entry is a mandatory requirement to maintain active account status and continue receiving all ongoing referral commissions, multi-tier overrides, and residual fundraising payouts earned prior to or following the state transition.</li>
	<li>Service Activation: Upon upgrading and paying the annual subscription fee, your account will be converted to a full active membership, granting immediate access to all 24/7 emergency roadside assistance, towing, and vehicle protection services within your state.</li>
	<li>Effect of Non-Upgrade: Failure to upgrade to Regular Paid Member status upon official service expansion into your home state will result in the suspension of account activity and forfeiture of ongoing commission and residual payout disbursements.</li>
</ul>

6. Replicated Websites &amp; Digital Infrastructure

<ul>
	<li>Digital Toolkit Provision: Upon registration, each host organization representative and individual participant receives:</li>
</ul>

<ol>
	<li>A custom-replicated website featuring a unique referral registration portal (&quot;Join Button&quot;).</li>
	<li>A private administrative dashboard accessible via unique Member ID and password.</li>
	<li>Marketing materials, digital toolkits, and automated welcome email dispatch for new downstream referrals.</li>
</ol>

<ul>
	<li>Proper Representation: You agree to market MotorClub 500 services accurately to prospects, ensuring all potential customers residing in active coverage states understand the product features, while accurately representing your own status as a fundraising/referral partner.</li>
</ul>

7. Termination &amp; Account Status

<ul>
	<li>Compliance: MotorClub 500 reserves the right to suspend or terminate any participant portal found to be engaging in deceptive marketing practices, misrepresenting coverage areas, or violating the ethical standards of the MotorClub 500 network set forth in Section 1.</li>
	<li>Voluntary Departure: You may terminate your referral account at any time without penalty or cancellation fee.</li>
</ul>

8. Participating State Reference Schedule

<ul>
	<li>Active Coverage States: Subscription coverage and vehicle services are currently limited exclusively to eligible driver-residents of: Arizona, Colorado, Iowa, Kentucky, Louisiana, New Hampshire, Ohio, Pennsylvania, Rhode Island, South Dakota, Virginia, and West Virginia.</li>
	<li>Non-Participating States: All other U.S. states and territories operate under the terms of this Non-Participating State Referral Agreement until official service launch in their respective jurisdiction.</li>
</ul>

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